Here are some of the tools and resources we have compiled related to managing your student loans.
Refinance Lender Links
Below is a list of lenders (not a comprehensive list, but a good portion) – you can look back to Part 8 for our reviews on the individual lenders.
Discount Links for Borrowers
If you are ready to move forward with refinancing your student loans, be sure to use one of our discount links:
Student Loan Calculators
Federal Government Repayment Estimator: use this link when you are beginning repayment of your federal loans for the first time, or exploring your repayment options based on your income.
Student Loan Payment Calculator: wondering what to expect for your monthly student loan payments? Use this simple calculator to get an estimate.
Student Loan Term Comparison Calculator: this link will help you see how different terms of repayment affect your monthly payments and total interest paid over the life of the loan?
Student Loan Refinance Calculator: get an idea of how much interest you can save by refinancing student loans to a lower rate.
Student Loan Deferment Calculator: use this link to determine how much interest will accrue during a student loan deferment or forbearance period
Important Student Loan Paperwork & Documents
Public Service Loan Forgiveness Program – Details on PSLF, which loans are eligible, how to become eligible, etc.
Public Service Loan Forgiveness (PSLF) Employment Certification Form – Fill this out annually to ensure you’re on the right track with qualifying for PSLF (here are some instructions)
Public Service Loan Forgiveness Q&A – Questions on PSLF? They might be answered here.
Public Service Loan Forgiveness Application: Once you’ve made your 120 qualifying payments, you will need to fill out a form to actually apply for forgiveness. The form is still being developed. It will be available prior to October 2017 when the first borrowers will become eligible for PSLF.
Income-Driven Repayment Plans Fact Sheet – Details on IBR, PAYE, etc.
WFP Student Loan Organizer – This link will allow you to download a copy of our student loan organizer spreadsheet, as well as two pdfs on how to find your student loan information and contact your lenders.
Other Helpful Links
WFP Media Links
In our webinar “How You Can Save Thousands on Student Loans”, you’ll learn how to avoid the most common student loan pitfalls that will cost you thousands, deciding between filing taxes jointly vs. separately to maximize PSLF, and how to reduce your income-driven payments.
You might also find this Medical School Headquarters Podcast helpful – it goes over undergraduate & medical school student loans, private vs federal loans, interest capitalization, etc.
Our Student Loan Services
If are interested in seeking the help of an expert, check out our student loan advising service.
Don’t forget to check out our other posts in the series below: Part 1: Student Loans & Your Situation Part 2: Student Loan Interest Part 3: Student Loan Consolidation Part 4: Student Loan Repayment Plans Part 5: Student Loan Forgiveness Part 6: Qualifying for Public Service Loan Forgiveness Part 7: Student Loan Refinance Part 8: Student Loan Refinance Reviews Part 9: Student Loan Tax Considerations Part 10: Student Loan Resources