The pandemic in America is starting to look like a memory of hard days gone by, but the effects can still be felt throughout our country. That reason is, probably, why the Biden Administration has…
Read More
How Can Busy Physicians Monitor Spending Without Wasting Hours
Does it take you hours and hours to count and track every single expense, every single month? How can you monitor your spending without spending too much time that you do not have and cannot…
Read More
Maxed Out My 401k, Now What
Have you maxed out your 401(k) or 403(b)? What should you do now? There are a lot of different options—what do those look like, what might be a good out, and what to pass on. …
Read More
Investing Behaviors That Will Wreck Your Financial Plan
What are some of the behavioral tendencies we all can run into that affect our decision-making, and ultimately cause some big mistakes? What do big areas or behavioral tendencies look like? In this episode of…
Read More
How Market Downturns Look and Feel
What do market downturns look like? Understanding what they look like or what they have looked like historically is helpful. We can’t predict the future, but we do know what happened in the past in…
Read More
What To Do When Your Investments Start Tanking
If you have been watching the markets lately, like I have, it’s gotten a little dicey. It’s been a while since we’ve had volatile downmarkets. What should you do when your investments get shaky? In…
Read More
How Solid Is Your Financial Plan
There’s a lot of crazy stuff in the news. If you’re old enough, you’ve experienced these crazy times before. The investment markets’ economies go up and down. These kinds of things happen. With all the…
Read More
Physician Mortgage Loan Pros and Cons
What are pros and cons of physician mortgage loans? What do you need to know before taking one out, especially during a crazy market and changing rates causing sticker shock? In this episode of the…
Read More
What Should You Do About Inflation
Are you stressed out about inflation? There’s no reason to worry. It’s better to focus on what you have control over and apply it to your situation. If changes need to be made, start making…
Read More
Is Money A Tool Or The End Goal
What’s your perspective on money? Do you view it as a tool? Do you know how to use that tool? Is it like a hammer that you use to build a house, murder somebody, or…
Read More
How Much Should Physicians Spend on Their Home To Avoid Becoming House Poor?
5 Doctor Mortgage Loan Downsides You’ve Not Considered
Physician mortgage loans tend to get sold as the best deal. They’re positioned as a no-lose product that you’d be crazy to pass on; all the benefits of traditional mortgages but without the big down payment and at no extra cost. Add in the special provisions designed specifically for physicians and you’ve got the swiss army knife of mortgage loans. Sound too good to be true?